Care Credit Payment Options

Credit Care for dental treatments usually refers to patient financing programs that allow you to pay for dental procedures over time instead of all at once.

🦷 CareCredit

CareCredit is a healthcare credit card specifically designed for medical, dental, and other health-related expenses.

Dr. Lichtenstein’s practice accepts payment through CareCredit for dental services. This provides affordability for patients who want and need care that is limited or not covered by their insurance plan. It is one mechanism to facilitate extensive or urgent treatment needed, then enable the expense repaid over an agreed extended time arrangement administered through the CareCredit agency. (They even have select no-interest programs.) It allows maintaining other credit cards/sources for non-healthcare purchases.

Remember, federal tax-free or tax-deferred healthcare savings accounts can be used for dentistry.

How It Works

✔️ You apply (online or at your dentist’s office)
✔️ If approved, you receive a credit limit
✔️ You use it to pay for dental treatment
✔️ You make monthly payments instead of paying in full upfront

What Dental Treatments Can It Cover?

It can be used for:

Cleanings & exams
Fillings
Crowns & bridges
Root canals
Dental implants
Orthodontics (braces, Invisalign)
Cosmetic dentistry (veneers, whitening)

Financing Options

CareCredit often offers:

6, 12, 18, or 24 months interest-free (if paid off within the promotional period)
Longer-term plans with fixed interest

Important: If you don’t pay the balance in full by the end of a “no interest” promo period, interest may be added retroactively.

Benefits

Makes expensive treatments more affordable
Quick approval process
Accepted at many dental offices

Getting Started

Why do I need to accept the CareCredit credit card if I already accept general-purpose credit cards?

With CareCredit, your patients or clients can count on a dedicated health and wellness credit card for products and services they want and need. They can use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options for purchases of $200 or more are available that they may not be able to get with other cards. CareCredit also leaves room on other cards and credit lines for non-healthcare purchases, which patients or clients appreciate.

Why should I recommend CareCredit to my patients or clients?

By offering convenient ways to pay overtime with CareCredit, you can help patients or clients gain peace of mind and move forward with your recommended treatment. In fact, 42% of CareCredit cardholders said they would have postponed treatment if they could not pay using credit.^* The flexibility of payment plans can help increase access to care.